This guest post from Kiplinger's Personal Finance caught my attention: "How can you save $50 a day—and feel no pain?
From heating to haircuts, food to flights, the March issue of Kiplinger’s Personal Finance has found ways to trim costs, delivering big gains with little pain. Kiplinger’s 50+ smart money moves, totaling $18,250 per year in savings, include:
Boost Your Deductibles. Increasing the deductibles on your comprehensive and collision auto coverage from $500 to $1,000, or even $2,500, can reduce your premiums by 12% to 18%. ANNUAL SAVINGS: $648
Install a Smart Thermostat. Why heat or cool your home when you don’t need to? With a programmable thermostat, you can put your temperature preferences on autopilot.
ANNUAL SAVINGS: $180
Master Tickets. Online reseller StubHub.com often beats prices on TicketMaster.com and TicketsNow.com, especially for games that season-ticket holders want to unload. For instance, best priced tickets to a New York Knicks vs. New Jersey Nets game run $91 on StubHub—while comparable seats at Ticketmaster are $196.
ANNUAL SAVINGS: $315
Belly Up to the Bar. You can eat well at a fraction of the price if you stick to the bar menu—and we’re not just talking wings. For example, at Morton’s Steakhouse, a New York strip steak entrée runs $86 compared to the bar’s petite filet mignon sandwiches at $30.
ANNUAL SAVINGS: $410
Lose the Locks. Salons charge $90 or more to trim women’s tresses. Dropping in at a beauty school such as Paul Mitchell’s with a stylist-in-training chops that cost to $17.
ANNUAL SAVINGS: $292
Get Free Checking. Brick-and-mortar banks charge an average fee of $12 per month in checking accounts and require an average minimum balance of $3,500 to avoid it. With an online bank such as Salem Five Bank, pay no monthly fees and earn 2.75%.
ANNUAL SAVINGS: $144
Travel Last-Minute. Whet your wanderlust and save big by booking an impromptu, package-deal vacation on LastMinute.com. Reserved a week or two before departure, a trip for two from New York to Amsterdam costs $2,000—compared to booking the same trip several months in advance at $2,500.
ANNUAL SAVINGS: $500
Switch Supermarkets. Six-word strategy for saving on food: Get in car. Drive to Costco. Kiplinger’s compared prices on 37 staples at Costco, Safeway and Whole Foods—and found a substantial price discrepancy (even factoring in Costco’s $50 annual membership fee).
ANNUAL SAVINGS: $1,790
Swap Sitting Services. Round up another family or two with cabin fever and take turns baby-sitting the kids. If you go out for four hours every month, paying a sitter $10 per hour, you can save $40 per month.
ANNUAL SAVINGS: $480 "
Here's a link to the full article.
Here's how to buy my book: